when you are at that age in an economy like the uk or europe, you are done. now you have to spend the rest of your life in a depression because you are not used to dealing with the real world. what happens is he was -- he did not have a stable income. the risks were hidden from him. the taxi driver or the freelance person or anyone who has a variable in, is vastly more protected from adversity it than someone who has a very steady income. when i compared it to lead to saudi arabia or egypt before the arab spring -- italy to sell the radio or egypt before the arab spring, it is good in the long run to mitigate the black swan risk. tavis: what might he have done differently? >> if you were self-employed, he would've had skills to fix the market. he had one employer dependent on bad employer, permitted his position and now he does not have any skills. he could have done differently if he had changed jobs or changed skills. it is overall like a system -- small corporations have more variations and they're forced to adapt a faster. tavis: if you are watching this